Originally Posted by C W Burfle:
I've never purchased something that I couldn't pay for immediately. I do use credit cards, but the balance is paid in full each month, when I receive my statement.
Exactly so. And I always save up for my hobby purchases before buying them. Never any strain on the budget. If it weren't that I have to buy everything over the internet (I don't have a "LHS"), I wouldn't use credit cards at all.