Mike,
What toggle do you use--mfgr?
Well, I use mainly (about 90%) Radio Shack SPST or DPST toggles. Yes, the oft-maligned, dreaded Radio Shack toggle switch.
They're rated for about 4 amps @ 125 volts and run about $2.50 each or a bit less in an assortment pack of 2 SPST and 1 SPDT switches.
The other 10% of the toggles I use are surplus from a local outfit called Skycraft Surplus. They are used, loosen a bin and unrated.
Regardless, the only issue that I've ever had as regards a DCS signal degradation was with one of the surplus toggles and never with one of the Radio Shack toggles. So, that's a 100% success rate with the Radio Shack toggles in that regard. I may also have replaced 1 or maybe 2 RS toggles because a wire tab broke off, generally due to mishandling during the installation process by yours truly. While these switches are by by no means the best you can buy, I find them to be adequate to the task at hand, easy to get locally and reasonably priced.
My toggles are all used on sidings and probably handle no more than about 4 amps or so. That would be a pair of PS2 diesels or electrics that are lashed up, or a single diesel or electric with half a dozen passenger cars.