As regards the lighting on LIONEL CORP. 2500 series Passenger cars, unless it was one of the earliest sets that were hard wired from the collector roller pick-up to the light socket, these cars had what was commonly called: "wireless pick-ups".The collector roller was attached to the mounting bracket by a long rivet that ended above the pick-up assembly in a spring-loaded eyelet. This assy. slide against a spring steel plate that was insulated from the truck sub-floor by a phenolic insulating plate that shadowed the steel contact, ending in a up-raised tab to contact a brass ring at the bottom of the light socket; thus, wiring should not be a consideration here.
That said, I would first look at two things: remove that truck mounting sub-floor and truck assy. and see that they sit level on the track without any truckside dipping/out of parallelism to the horizontal. This would lift the wheels off the rails to some bit and cause poor tracking. Distortion at the truck mounting to the sub-floor also would mis-align the truck to the track.
As stated earlier, wheel axle hole wear is also critical causing the wheels to wobble, as well as move inboard out of gauge, and hence,the wheels will fall between the rails. Bent axles will also contribute to the mis-alignment of the wheels to the track as regards gauge. One must remember that the inboard wheel stops for the wheels on the axles were only "pinched points on the axle" and with little or no periodic lubrication would grind away at the rear of the wheels by the hole allowing the wheel to move more inboard, out of gauge
My own experience of derailing due to wheel wear was with a GG-I on a pony truck, as it entered and crossed a O72 switch. Toyed with it for a while and finally changed out the wheels sets with newer ones and no further problem. Closer inspection of the wheels sets removed, showed much play in the axle hole of the wheels and wear on the axles. Sideframe outward distortion (bending away from vertical) can also add to derail problems, and as always any and all of the above that I mentioned and others too, in combination, can cause problems. Hope this helps. Dennis M.