I bought a 2 rail scale MTH diesel locomotive. Out of the box, it ran perfect (conventional mode) on 2 rail. Then I swapped 4 of the six axles to hi-rail. I left the center wheels as scale. It would power up, but only run a few inches. Back to the cradle. I added 0.1 shims to the conductive axle mounts for the non rubber tired hi-rail wheels. I should have done all axles, but adding the shims was difficult for an old guy with shaky hands and poor eyesight. Still no go. So, I added the pickup rollers and switched to 3 rail. Runs fine now.
It took 3 shims to install 2. I broke 1.