To further muddy the water, most decent hobby shops carry several brands of products specifically designed to cover and protect decals, a decal sealant. Sort of like putting varnish on wood. Oldrob mentioned this above. Note that these products are available in gloss, satin and flat finishes. They're not in spray cans; you apply them with a brush (some of them come with a brush on the cap).
I've used them on trains and model planes, both plastic and metal. I use a satin finish on my decals, usually. To me it's more realistic than gloss. I might suggest applying these type sealants to the decals first, and then after drying, spray on the final finish if that's what you want. The Tamiya spray won't hurt the decals with the decal sealant on them.
Dullcote is frequently used, and I use it quite often for various things. However, it has seemed to me that Dullcote sometimes goes on a bit unevenly; I've had it be a little splotchy and uneven on some paint surfaces. I really like Tamiya's products; their nozzles are superior to Testors, as are their coverage and drying characteristics. Just my opinion.