The Decapod, circa 1990 had a KTM-style gearbox. Other than using very small screws to hold the gearbox together (which were prone to stripping), no problem with that one. However... circa 1999 the C&O T-1 and PRR J-1 used a transverse gear tower which was undersized. I heard at least one credible account of someone stripping the gears attempting to pull a heavy load. Immediately after this they adopted the "Quiet Drive," a belt-and-pulley arrangement driving a layshaft set low in the frame.
Pros and cons IMO: From the side it's invisible so the gearbox doesn't spoil the appearance. However, the bull gear on the main driving axle can't be as large as it would be if it were directly driven (compare to Lionel's 700E for example.) This translates into a shorter lever arm for the worm and less pull-in torque. On my 2007 C&O Greenbrier, the screws anchoring the retainer for the layshaft's bearings were tiny and stripped out, allowing the layshaft to flop around; I had to replace them with larger screws.
Bottom line, I endorse their current production with the quiet drive (the ability to change pulley size is a plus.) But the C&O T-1 / PRR J-1 might have the weakest mechanical pedigree of 3rd Rail's recent production.
My $.02, it would be interesting to hear BOB2 or RRFJJF's opinion on this. -Ted