OK thanks everyone I am sold on the 14 gauge however I went on monoprice.com and the wire I saw and there appeared to be speaker wire or at least it said it was speaker wire so maybe I need to drill down more through the screens to try to find the jacketed wire I was hoping to find it the way I purchased it previously from O gauge railroad where it's a 2 conductor wire
I copied Gilly's link here. Earlier, I didn't want to look like I was taking credit for something I didn't post about or I would have just posted a direct link then. I will be using this myself from now on since the OGR wire is no longer available. I wire for DCS and this is also great for that purpose. A jacketed pair of wires to run to each block from an MTH terminal strip.
Also, see Gilly's post above in this thread. This appears to be very good wire, all copper, twisted pair, jacketed and available in more sizes and conductors than OGR offered. To me it looks like very similar, only the jacket is white instead of gray. It can be used for many things other than speaker wire, that's just what they call it there. However, as Gilly said above I wouldn't use it to wire any 120/240 volt ac circuits in my home. It's perfect for low voltage like trains though! Gee, it's starting to sound like I am really liking this stuff...
I haven't tried the Home Depot speaker wire, but if it's all copper like Monoprice it should also be just fine for train wiring. Home Depot doesn't have the selection of sizes & number of conductors that Monoprice does.