1. While that is one heckuva deal for a clamp-on meter than measures DC current, I think Ward is asking if he can simply place a garden-variety DMM in DC-current mode across the outputs of your lighting board. As he points out, the board is current-limited so the meter will shunt (steal) all the current whether or not the lighting strip is connected. So indeed he does not have to break the line.
Well, yes! That is one of the ways I test the modules. After all, they're constant current modules. So, if you just wanted to pre-set a current value, you could just line them up on the bench and one by one adjust the current outputs to be the same. And, like you say, the meter should short out the LED strip and steal all the current, so even in-circuit should work, I confess to having not tried that.
2. In his upside down "Y" visualization, the PTC can go in either leg. Agreed that most cars I've seen are wired as an "L" as you suggest.
Correct again, anywhere between the two pickups will do the trick.