Here's the nuts and bolts of why you want to try to keep the trucks of a derailed tender in line with the equipment:
Usually, derailments are minor in nature, and in line with the track -- typically, splitting a turnout or turning over a rail where tie conditions are poor such as yards, spurs, and sometimes sidings. The best way to retail equipment is usually to use blocks and/or frogs to get the wheels back onto the rail. Chains and a "come-along" are used to rotate the truck and guide it as the equipment is inched over the blocks. With a typical freight car truck, it is much easier to rotate the truck than it would be with the typical six wheel tender truck. Therefore, limiting rotation of tender trucks when they derail is more important and chains accomplished this.
In major derailments, as others have pointed out, it is important to keep the trucks from leaving locomotives if possible, and the chains also accomplished that.