As I was fixing my Lionel S2 (same as S1 mechanically) just last week, I had to respond to your thoughts. I think that others have covered it, but I was just discovering the same problem with my S2 on 0-42 curves in a yard when pulling/pushing some rolling stock. The pilots do not swing on these locos - much better-looking/more accurate - but it can cause some swing and resistance issues with some RS. When I investigated I saw that the issue was only/typically on the "non-articulated/non-swinging" coupler type modern cars. Usually these are on the lower-priced RS as they are less expensive to make.
So, the tighter the curves the more helpful the forgiving swiveling couplers become in all curve/switch situations. I recommend sticking to them if possible; trucks can be swapped out if you have some favorite cars with the stiffer, more basic trucks/couplers.
The S1/S2 can indeed go around 0-36 curves I imagine - but the geometry of the loco/car interface is another matter. (The MTH P2 electric even has/had a warning in the instructions that you might even have trouble regarding coupler swing with 0-72 curves/switches when pulling some passenger cars, for Pete's sake.)
How this whole thing came up: below, I discovered a zinc-pested truck - just one - on my S2 while investigating the RS/coupler issue above, and I ordered a couple from Lionel (I have an S1 also, so, a back-up...) I took a photo last week of the process for a friend. The pesty truck is on the left; parts were breaking off as i removed it. The frame will go into my layout junkyard, and the wheels/axles will go into my wheel stash.