I came here, to the OGR Forum. Thanks to all of the forum members for the wealth of information that guided me quickly to a layout and helped prevent costly mistakes.
It's obvious that Dan Morgan is a smart guy- he is looking for a revenue stream, hence the low offer. Many purchasers will neglect to opt out of the automatic monthly club subscription. The opt out price (link way at the end) is $47 up front.
Looks a nice resource if you don't find the OGR Forum. Thanks again, OGR!