yes, retirement will probably have many advantages, and then time management becomes a priority, honey do's have to be acknowledged, a real permission to purchase new trains will be in order, (no way to really hide money that's direct deposit)... So, I say, retirement has its plusses, and now, its minuses.... One can measure his wealth, by his health....Nuff sayd
Larry, I would think most of us that have been around long enough at this point have already accumulated enough and hopefully do not need much nowadays...maybe that is just me though.
By the way, I don't think I ever had a topic I started that had 200 responses, so maybe this was helpful to some.
Tom
I have really enjoyed this thread, especially since I am 5 - 6 years away from retirement myself. The perspectives and advice from those who have already retired have been very helpful.
As for my train pursuits, my current "layout" is an 8' long by 16" wide shelf layout. Not much, but enough to watch my steam engines chug to and from a coal tower, through a grade crossing, and past a station. I keep costs down because I really have no reason for any rolling stock except for a hopper car and a caboose, although I have collected a couple of passenger train consists for my dream layout to come after I retire. But even then, my layout will be modest. My goal is a layout I can actually complete to a reasonable degree while staying within budget and space constraints. There is also a club about an hour away from my house. That's too far for my current busy schedule, but a real possibility once retired. I also hope to make it to York - a long drive from Texas!
There sure is a lot of you that know years or months before you retire. I knew 48hrs before I retired.
Clem
Yeah, I know what you mean but I knew the writing was on the wall(65 yrs old) and was mentally prepared.
I turned 66 and started collecting SS and still working as my job is not that stressful.
Would like to works as long as I can till my wife reaches full retirement age, then I will consider retiring.
I know I will pay more taxes but there is still a extra income that I can put away (hopefully).
I remember may Dad when he retired stating that he had more personal time when he was working than he did when he retired. I guess my Mom kept him busy.
RonH posted:I turned 66 and started collecting SS and still working as my job is not that stressful.
Would like to works as long as I can till my wife reaches full retirement age, then I will consider retiring.
I know I will pay more taxes but there is still a extra income that I can put away (hopefully).I remember may Dad when he retired stating that he had more personal time when he was working than he did when he retired. I guess my Mom kept him busy.
I hear that a lot too (about having less time)...that can't be good!
Good luck and keep posting if you can.
Tom
RonH posted:I turned 66 and started collecting SS and still working as my job is not that stressful.
Would like to works as long as I can till my wife reaches full retirement age, then I will consider retiring.
Look into putting your wife on spousal SS until she's 70, her benefit will build up considerably. We did that, and for the four years before she turned 70 she collected half of my SS amount, really made a difference in her benefit and we didn't take much of a hit at all for the four years.
I really like my job, the vacations and the money. My wife says I can retire when I am ready to give up my toys (Beechcraft Bonanza, Cessna 172 M, photography, scuba (DM), and my trains). Almost 72, still working and enjoying teaching flying (CFII since '83), teaching photography, scuba, and grandchildren - to play with my trains.) Went to my nephew's wedding in San Diego last January (23 hours to get there and 13 back - love those winds and went commercial to Cancun for another nephew's wedding in November. I enjoy taking the photos and I still had use or lose leave this December. I still ride a road bike when the temp is above 50 degrees (3 times a week) and stationary one if it is colder. I can not run any more (7 marathons, 3 triathlons, and 8 Centuries). Knee and shoulder replacements have limited my exercise to swimming and riding. I have almost finished my 3rd level on the layout-need sidings but awaiting Woodland's roadbed to show up at the hobby shop (Engine House Hobbies). 4th level should be done this year sometime. It was very enjoyable watching Louie bring a prewar Mark tin plate to live that had been purchased for my wife's older brother. She has emailed his kids to see if anyone wants it. I will retire when I need to slow down.
When I applied for Social Security, one of the questions I noticed was have I worked for "the railroad?" This confused me as there are more than one railroad in the US.
But, with some extensive searching, I finally found a picture of a locomotive for "The Railroad."
Gotta go, the nurse is coming with my meds...
Rusty
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I will be 69 on March 5th, I have been married for over 50 years, I really love the old girl who is retiring in one week. I have been more busy now then ever. I do get to mess with the trains now and then however my health is not the greatest. Trying to find a good doctor in Central Virginia is tuff around these parts. We are thinking of moving back to Pennsylvania.
Wiring is bad on the old back, I bit off more than I can chew on the layout.
I ran into RonH on another thread, I mentioned this thread and we are off and running again!
Since I started all of this originally, I'll mention again that I hope to retire in 4-5 years, maybe less if all goes well.
My wife has health issues. She was working part-time in a copy shop/shipping store until her boss committed suicide. The store closed a few weeks later. So, she ended up retiring at that point.
I'm looking forward to having time to build a new layout and reading all of my many books...whether we end of moving when I retire is the big unknown. Upstate New York has some nice areas and taxes that are 1/3 of what we pay now. I don't mind snow, she is a bit less enthusiastic. Florida may be a decent option. Never had a house with no basement before, though!
Thanks everyone for all of the comments and feel free to keep posting at any point.
Tom
I am 70. I've been retired for thirteen years now. As others have said, I am busier now, it seems, than when I was working full time. My days went from getting up at 5:00 AM to getting up at 8:30 AM. I used to hit the sack at 10:30 or so. Now it's midnight. I blame spending too much time on my train related forums.....LOL
I am unofficially retired and have time for model trains and enough funds to buy anything needed but after 35 years in the hobby, there is little that the layout needs. Still buying trains selectively when a piece for the Eastern Coal roads or something odd (that fits) pops up.
Retired in 2005 and worked part time for three years. Retirement is great, I still help out with the high school baseball team and have the grand kids 3 days a week. My layout is pretty much complete but am constantly tinkering and adding little details. My wife works at home and we get to spend lots of time together. You will have no regrets
Marty
Seven days and counting (down). One week from today.
As for the layout, at least for the short-term there will be a Trains-Tuesday. Lots of wiring to do. On the advice of other retirees, I'm going to try hard to not go full bore until it's done.
Retired due to disability last year. Sold large home and practice in Pennsylvania and moved to nice development on the Front Range in Colorado. Love this state. Weather and scenery breathtaking. Taxes are a mere fraction of the east coast. I have been here six months and just getting all unpacked. I have had the basement finished and just now beginning a small highly detailed HiRail layout with craftsman kit structures. Love retirement and adore Colorado, Would never look back. Time is a huge problem still. Seems between settling in, food shopping, doctors and errands it eats up the day. I spend quite a bit of time at the gun range as I have found an affinity for firearms here in the West. With the weather being so sunny, dry and moderate you always are drawn outside. These factors slow down the layout progress somewhat.
Gilly@N&W posted:Seven days and counting (down). One week from today.
As for the layout, at least for the short-term there will be a Trains-Tuesday. Lots of wiring to do. On the advice of other retirees, I'm going to try hard to not go full bore until it's done.
Tom,
Whoa...Seven days, how timely is that!
Congratulations...
Speaking of counting, I have my countdown clock on my couch. For me, only 1595 days, 2 hrs., 9 minutes, 22 seconds to go!
Tom
I turn 65 this June.
Just began year 2 of my 3 yr “no nights/no weekends “ contract (did nights and weekends for 39.5 years). This contract ends in December 2019.
I hope to work part time in the office and do outpatient dialysis rounds for another 1 to 1.5 years after that.
Looking forward to it.
My wife loves her job (she’s a pediatrician) and will probably work another 5-6 years.
Peter
3 years and yes, I’m counting
Peter,
With your reduced working hours, does it trickle down to giving you more time on your layout, so far?
Tom
Gentlemen,
Pushing 70 now and have been retired from my main Career as a US Army CID Special Agent, for almost 12 years now. Thanks to my last real boss President Reagan, I also retired from my secondary Career as a Sr Welding Engineer working on the NASA Space Shuttle, in the Star Wars Program.
Almost cashed it in from an Agent Orange Widow Maker Heart Attack 3 years back. God has watched over me personally my entire life, and granted me a one in a Billion Reprieve, God has granted me a life like few others have ever dreamed about. Because of my main Career I have very few actual friends. The few I once had have most all passed away.
Because of my O Gauge Train Hobby, I am not lonely, I have my memories and my beautiful wife. I am very old school and believe in God, Family and Country over all else.
For you ladies and gentlemen just retiring I wish you the kind life God has granted me. Live it for all it's worth, you only walk this way one time.
PCRR/Dave
I found I had posted on the 1st page in 2015. I'm 74 now and do get tired a lot sooner than when your younger but I still plug away at it. I've been working on my layout for years and now I'm not sure I'll ever reach the starting scenery stage. I think I was too ambitious when I first designed it. Open grid with sawn out roadbed. A table top type sure would be faster. I have so many trains I have quit buying altogether and should sell some.
I recently took up slot cars and became enthusiastic about them and am building a track. Designing, tablework and track work is similar to model railroading.
Dave,
I did not realize you had severe health issues, but did notice you seemed to be posting less often. Hope your health problems are behind you.
How's life in Western Pa?
Tom
Dennis Rempel posted:I found I had posted on the 1st page in 2015. I'm 74 now and do get tired a lot sooner than when your younger but I still plug away at it. I've been working on my layout for years and now I'm not sure I'll ever reach the starting scenery stage. I think I was too ambitious when I first designed it. Open grid with sawn out roadbed. A table top type sure would be faster. I have so many trains I have quit buying altogether and should sell some.
I recently took up slot cars and became enthusiastic about them and am building a track. Designing, tablework and track work is similar to model railroading.
Dennis,
Don't feel bad, I think many of us feel you never ever really finish a layout...there is always something more that needs to be tinkered with. For you and anyone else with layouts in whatever stage of progress, if you folks have time, maybe you can post some pictures of your layouts.
Tom
Pine Creek Railroad posted:Gentlemen,
Pushing 70 now and have been retired from my main Career as a US Army CID Special Agent, for almost 12 years now. Thanks to my last real boss President Reagan, I also retired from my secondary Career as a Sr Welding Engineer working on the NASA Space Shuttle, in the Star Wars Program.
Almost cashed it in from an Agent Orange Widow Maker Heart Attack 3 years back. God has watched over me personally my entire life, and granted me a one in a Billion Reprieve, God has granted me a life like few others have ever dreamed about. Because of my main Career I have very few actual friends. The few I once had have most all passed away.
Because of my O Gauge Train Hobby, I am not lonely, I have my memories and my beautiful wife. I am very old school and believe in God, Family and Country over all else.
For you ladies and gentlemen just retiring I wish you the kind life God has granted me. Live it for all it's worth, you only walk this way one time.
PCRR/Dave
Well said Dave, take his advice cause God may or not give you that second chance ! I to was lucky like Dave and God gave me a second chance and I love every day to its fullest!
My question is related but slightly off topic: My wife wants to downsize our home when our two kids are grown in a few years, about the same time I will semi-retire. Where do you keep all your toys? I live in Southern Nevada (no basements), have a large outdoor G Scale layout and a small O gauge layout in the garage. Between the garage layout and a couple of hotrods, I am out of space. Downsizing could put me out of the train operating business. I would like your out of the box solutions for suburban dwellers (cannot add on). I am considering a separate location for the cars/trains, I have even heard of people renting airplane hangers. Welcome your ideas.
Anyone have a two bedroom house with a six car garage for sale?
Chris Sheldon
I am 65 years old. Been working at the same job for 43+ years. I have a 10 month old grandson. My countdown has started. I am looking at retiring in 8 months.
FireOne posted:I would like your out of the box solutions for suburban dwellers (cannot add on).
Anyone have a two bedroom house with a six car garage for sale?
Chris Sheldon
Form a modular train club in your area. Buy a trailer and store offsite if necessary.
My best friend in Montpelier, VA has a 2500 ft2 house with a 3500ft2 garage. Two double drive-through bays and one single. In the loft it has an apartment w/ full bath, wet bar, pool table / TV room, and a bedroom.
FireOne posted:My question is related but slightly off topic: My wife wants to downsize our home when our two kids are grown in a few years, about the same time I will semi-retire. Where do you keep all your toys? I live in Southern Nevada (no basements), have a large outdoor G Scale layout and a small O gauge layout in the garage. Between the garage layout and a couple of hotrods, I am out of space. Downsizing could put me out of the train operating business. I would like your out of the box solutions for suburban dwellers (cannot add on). I am considering a separate location for the cars/trains, I have even heard of people renting airplane hangers. Welcome your ideas.
Anyone have a two bedroom house with a six car garage for sale?
Chris Sheldon
I think that is something you and your wife will have to discuss. I retired towards the end of 2011. My wife says 2 more years for her. Both kids are married and have been out of the house for several years. We actually put an addition on the house that my wife dreamed of for years. It is a master bedroom suite. I got the old large bedroom for my trains.
In a way I had to downsize for the addition. We lost quite a bit of storage due to the work, so many things were blown out, given away, or even discarded.
Had to put stuff in storage (not just trains) to make room for the construction. An expensive proposition, but we considered it to be part of the project cost.
IMHO, offsite storage (climate controlled) is too expensive for long term use. In fact I initially planned to use the storage unit to really spread out and go through my stuff, but scrapped that plan due to the rental fees. Instead I did some of that in my new train room.
Enjoy your retirement!
Tom, I feel your pain. I will be retiring in summer of 2019, and it cannot come fast enough. I want to sleep in, do what I want to do, and get into projects or relax.
I've been planning and working up to this for a little over 10 years. I had a decent sized collection which was a mix of AF-S, Lionel O Pre War and Post War, and Lionel Standard. At first it was hard getting over the hump of deciding to sell, and how much. My wife and I took a vacation where we drove across country and back seeing different areas, and visiting awesome sights such as Tombstone, Grand Canyon, Vegas, and more. It was then that we found a small ranch in Texas with a pond and trees. We were not ready to buy, but that was the instigator of the selling frenzy. I decided to keep two sets of each era or group, and my parts. It took me about two years of hard work going to shows and working E-Bay to sell everything else off. In a year I had enough to buy the small ranch for cash. I kept selling as we had other expenses such as moving expenses and buying a tractor, and paying off current bills. The perfect dream was to retire with no bills and no mortgage, just utilities and horse feed.
Picking out a house plan was a menagerie. Between my wife and I it was hard to agree on what we wanted. Eventually we found a plan we liked and went with it. That fell through when we met the custom builder for the first time and he calculated the square footage and multiplied it by his per square foot price. It was double what we were hoping for. Back to the drawing board. One of the hang ups was my wife insisted I have some sort of bonus room to repair and display trains. I am not really big into layouts, but it is possible as I've kept all of my track, switches, and control system equipment. After much more looking we found another plan we both liked. Seeing that I am planning on a separate 5 bay garage for the vehicles and a shop, we converted the two car garage on the plan into a bonus room. Its about 15 X 20 give or take. Its still at the designers so we don't know the exact measurements yet. We had them build in a closet so it could be considered a 4th bedroom. That will hold my work bench which can be hidden when not in use. I have wall space to display my goodies that I kept and a few pieces I have picked up since the big sell. More thinning is likely to occur as we see what expenses we have that I have not thought about such as a tractor, horse barn, horse etc.
This is pretty much what I have done all my life. I would get the layout bug, and go into it head first, then it would look bad or not run right or got boring and I'd tear it down. My biggest joy comes in scouring the web and flea markets for old trains. Picking them up at a low price and refurbishing them then selling them off. I used to pick up a lot of basket cases, especially standard gauge and restore them. But its getting hard for me to do much bead blasting, and painting these days so my total restorations will be few. So in that sense I will be cutting back, most other stuff will remain the same provided I can find stuff to work on. Eventually my age will catch up with me and I will not be able to enjoy the hobby. My back, or feet will give out and the arthritis will get to a point where I will be force to stop. I will not be putting together a large collection again. I will not have the funds, and been there done that. If I should happen across a great deal on something really cool or unusual, I'll stash it away.
Tin
"I have even heard of people renting airplane hangers. " Take that with a grain of salt. The FAA has been cracking down on aircraft hangers being utilized for purposes other than planes.
Pine Creek Railroad posted:Gentlemen,
Pushing 70 now and have been retired from my main Career as a US Army CID Special Agent, for almost 12 years now. Thanks to my last real boss President Reagan, I also retired from my secondary Career as a Sr Welding Engineer working on the NASA Space Shuttle, in the Star Wars Program.
Almost cashed it in from an Agent Orange Widow Maker Heart Attack 3 years back. God has watched over me personally my entire life, and granted me a one in a Billion Reprieve, God has granted me a life like few others have ever dreamed about. Because of my main Career I have very few actual friends. The few I once had have most all passed away.
Because of my O Gauge Train Hobby, I am not lonely, I have my memories and my beautiful wife. I am very old school and believe in God, Family and Country over all else.
For you ladies and gentlemen just retiring I wish you the kind life God has granted me. Live it for all it's worth, you only walk this way one time.
PCRR/Dave
Very well said, Dave! I am glad God has blessed you and your wife over your lifetime! Also, thank you so much for serving God and our country!!
I retired in April 2016 at age 58 and have never looked back, nor have worked since. Company provided me with the golden parachute and took me exactly 3 seconds to say yes, I will take the package. Screw this BS, I am not working for this corporation any longer enduring their BS. Company changed over the years from spending lavishly on the employees to having us work for Wall Street bottom line figures. No need to do work until I get bored which will not happen anytime soon. We just moved so have plenty to do with the house and with the trains.
Update for me. I went back to work this past August after being fully retired for 1.5 years. Working 2 days a week to do something at Staples packing out office supplies. I am back in retail where I was for 35 years but on the other side of the fence. I was the sales rep going into retail stores, now I work in only 1! Thoroughly enjoying what I used to do, packing out cheese or cookies. It is all the same, pens, paper, notebooks, etc and none of the corporate nonsense that I endured with Kraft or Nabisco especially from the college grads telling the 30 year veteran how to run my territory. I told a few where they could hide their notebooks and their guidelines.
I turn a new decade in about 2 weeks and will be 60 (one of the younger ones in the train hobby)!!! LOL!
LionelTin posted:Tom, I feel your pain. I will be retiring in summer of 2019, and it cannot come fast enough. I want to sleep in, do what I want to do, and get into projects or relax.
I've been planning and working up to this for a little over 10 years. I had a decent sized collection which was a mix of AF-S, Lionel O Pre War and Post War, and Lionel Standard. At first it was hard getting over the hump of deciding to sell, and how much. My wife and I took a vacation where we drove across country and back seeing different areas, and visiting awesome sights such as Tombstone, Grand Canyon, Vegas, and more. It was then that we found a small ranch in Texas with a pond and trees. We were not ready to buy, but that was the instigator of the selling frenzy. I decided to keep two sets of each era or group, and my parts. It took me about two years of hard work going to shows and working E-Bay to sell everything else off. In a year I had enough to buy the small ranch for cash. I kept selling as we had other expenses such as moving expenses and buying a tractor, and paying off current bills. The perfect dream was to retire with no bills and no mortgage, just utilities and horse feed.
Picking out a house plan was a menagerie. Between my wife and I it was hard to agree on what we wanted. Eventually we found a plan we liked and went with it. That fell through when we met the custom builder for the first time and he calculated the square footage and multiplied it by his per square foot price. It was double what we were hoping for. Back to the drawing board. One of the hang ups was my wife insisted I have some sort of bonus room to repair and display trains. I am not really big into layouts, but it is possible as I've kept all of my track, switches, and control system equipment. After much more looking we found another plan we both liked. Seeing that I am planning on a separate 5 bay garage for the vehicles and a shop, we converted the two car garage on the plan into a bonus room. Its about 15 X 20 give or take. Its still at the designers so we don't know the exact measurements yet. We had them build in a closet so it could be considered a 4th bedroom. That will hold my work bench which can be hidden when not in use. I have wall space to display my goodies that I kept and a few pieces I have picked up since the big sell. More thinning is likely to occur as we see what expenses we have that I have not thought about such as a tractor, horse barn, horse etc.
This is pretty much what I have done all my life. I would get the layout bug, and go into it head first, then it would look bad or not run right or got boring and I'd tear it down. My biggest joy comes in scouring the web and flea markets for old trains. Picking them up at a low price and refurbishing them then selling them off. I used to pick up a lot of basket cases, especially standard gauge and restore them. But its getting hard for me to do much bead blasting, and painting these days so my total restorations will be few. So in that sense I will be cutting back, most other stuff will remain the same provided I can find stuff to work on. Eventually my age will catch up with me and I will not be able to enjoy the hobby. My back, or feet will give out and the arthritis will get to a point where I will be force to stop. I will not be putting together a large collection again. I will not have the funds, and been there done that. If I should happen across a great deal on something really cool or unusual, I'll stash it away.
Tin
Tin,
Very interesting. I know you mentioned originally you had liked Texas, is that where you settled on? I hope you'll keep updating and posting pictures of your new house as it progresses and most importantly, your train room!
Tom
At 74, cut back to 20 hrs/week, from 40. Have found more time, both for layout and to get involved with club.
Really enjoying it.
Ted Bertiger posted:I retired in April 2016 at age 58 and have never looked back, nor have worked since. Company provided me with the golden parachute and took me exactly 3 seconds to say yes, I will take the package. Screw this BS, I am not working for this corporation any longer enduring their BS. Company changed over the years from spending lavishly on the employees to having us work for Wall Street bottom line figures. No need to do work until I get bored which will not happen anytime soon. We just moved so have plenty to do with the house and with the trains.
Update for me. I went back to work this past August after being fully retired for 1.5 years. Working 2 days a week to do something at Staples packing out office supplies. I am back in retail where I was for 35 years but on the other side of the fence. I was the sales rep going into retail stores, now I work in only 1! Thoroughly enjoying what I used to do, packing out cheese or cookies. It is all the same, pens, paper, notebooks, etc and none of the corporate nonsense that I endured with Kraft or Nabisco especially from the college grads telling the 30 year veteran how to run my territory. I told a few where they could hide their notebooks and their guidelines.
I turn a new decade in about 2 weeks and will be 60 (one of the younger ones in the train hobby)!!! LOL!
Ted,
Happy Birthday since you have one coming up soon.
Any thoughts of moving or do you plan on staying put?
I started the topic almost 3 years ago and I dream of some incentive to leave early, but being a New York State employee, I doubt it will happen.
Tom
interesting reading, some enjoy their work and want to go on forever, others like me feel the need to move on. I have never seen a grave marker with the words, "gee I wish I worked more". I was going to wait until I turned 65. Unfortunately leadership treats folks like, well lets just say not like people. Death by a thousand paper cuts I call it. I gave them 6 months notice after they cancelled my trip to see my son who I see once a year because of his Army obligations. I had to be present for an inspection that didn't include me. Out June 30th at age 63. I don't own expensive items (like airplanes, boats or multiple cars) so I really don't have to support anything other than myself and the babe. The hobby will go in a box(s) until we settle on a location other than the peoples republic of New Jersey. Some of the stuff will likely be sold or donated because it will not be moving with me and we won't be looking for a large space. If I end up with a spare bedroom that will be more than enough. The realization that I can make as much in retirement as I do working at a thankless job sealed the deal. Time to try something new.
Wow, this is an eye-opening thread. I turn 46 this year, and while mentally I continue to regard myself as a 25 year old, I know that Father Time is keeping an eye on me - as my own eyesight deteriorates. A couple of health scares hammered that home pretty clearly, and while I was an athlete in college (cross country and track and field), it only matters that you could run a four minute mile for as long as you could run it. Twenty plus years of not running tends to dull the benefits of that decade of running.
I'd love to plan my retirement, but as a Gen X'er, things are a bit too uncertain. I might be able to retire when I reach 65, but who knows how the country will be financially. The fact that I was in school forever, and didn't start my retirement planning until my mid 30's also puts a crimp in things. As long as my mind stays sharp, I should be ok, working past that point, and as long as I'm working ... I'll keep buying as I can't take it with me.
Good morning Tom, I have made a couple of comments on this very interesting thread, one on page one, and then another on another page. My first comment had to do with, when retiring, with less money (not accounted for) such as Job pay, rather than direct pay into a joint account, it’s a bit harder to buy trains. Some wives have different emotions when husbands want to buy $1500 Locomotives and othe pricy train related accessories. With Social Security paying by direct deposit, 401K paying by direct deposit, ROTH IRA, direct deposit, it’s a little difficult to get away with buying trains Withiut permission....Therefore, I have figured away to keep purchasing trains, and with no Objections from the wife.
I have decided to form a small business, selling my older trains, and buying and trading at the up coming LCCA, TCA Train Meets. My small company will be known as “Leapin Larry’s Train Sales”. A very small company......As many readers here on this forum, I to have so many trains in boxes and on shelves and under the tables that I simply do not need. Yes, I am a hoarder....Therefore, this is what I will take to train meets all over my part of the country and Sell, Trade, and Buy....,My Wife has agreed to allow me this opportunity, while my Health holds up, to do this. She will also help in this new really small business by going with me to the shows......Wow, so, this will Be my Light, at the end of the Tunnel.
Retiring is what we “Work For”, Pay into social Security, invest into 401K’s, and buy insurance, buy stocks/bonds, our investments. Many here have HUGH Train collections worth $$$$$...So, with this being said, this should allow us time with Our wife, kids, grandkids, and our good train friends. This is where we must do our best to maintain our health. You measure your wealth by your Health. It’s time to join your local Gym....
I am 64 days away from Retirement, I look forward to the new changes, challenges, and demands from family and hope to have many years enjoying what we have worked for. Yes, we will sell most of the collection of trains, we will eventually take down the layout. We will sell our home and down size accordingly. I have had so much fun with toy trains all of my life and when I sell them, I want them to go to new homes and make others happy for years to come. To me, the most important part of having Model trains are the friends you make along the way. I am 73, it’s time to simply have Fun....Great Thread, Thanks Tom...
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