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I have followed every topic on this subject, and there's been plenty of discussion. But,I'm still on the 'fence' about this. I'd really like to order one, and the option of a "layaway plan" would suit my particular circumstances (retired, and limited train budget). I'd like to have this mostly (or completely) paid for when it arrives. My concern...what if the dealer goes 'belly  up'? I know that's playing the devil's advocate, but the reality is, delivery of this train is a long way off, and things happen. Do you buy from a small LHS? I generally  like to patronize local businesses. Or do you look for someone who has been in the business for decades?

Your thoughts

Last edited by ray zack
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If you are worried about a layaway program with a dealer, why not just do your own, piggy bank style. This may not work for some who would have the propensity to raid it now and then.

 

However, personally I would not worry about a layaway program with the dealers who support out Forum.

Originally Posted by Allan Miller:
Originally Posted by Passenger Train Collector:

If you are worried about a layaway program with a dealer, why not just do your own, piggy bank style.

That's sure what I would advise.  You shouldn't need a dealer to hold your hand (and your money).

same here. #10 envelope in my desk drawer works for me

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