I have followed every topic on this subject, and there's been plenty of discussion. But,I'm still on the 'fence' about this. I'd really like to order one, and the option of a "layaway plan" would suit my particular circumstances (retired, and limited train budget). I'd like to have this mostly (or completely) paid for when it arrives. My concern...what if the dealer goes 'belly up'? I know that's playing the devil's advocate, but the reality is, delivery of this train is a long way off, and things happen. Do you buy from a small LHS? I generally like to patronize local businesses. Or do you look for someone who has been in the business for decades?
Your thoughts