My question relates to what is the greatest need for the fastest circuit interruption, to protect electronics, and how to best do this with minimum need for replacing fuses. I have a rapid acting 10 amp breaker for each MTH TIU input, bought from Train Electrics http://www.shop.trainelectrics.com/ (this is also the "Scott's Odds-n-Ends" site) along with their TVS protection units (a good fellow to deal with, by the way). They supply 4-pair sets of mounted breakers and 4-pair TVS protection units, suitable for protecting all four of one TIU's inputs (and outputs, of course.)
I'm considering when inside a loco to install BCR's in place of MTH batteries, also installing a fuse block with a 10 amp Radio Shack fast acting fuse and a local spike protection component. If the fuse is between the collected wires from all pickup rollers and the engine's electrical components, will that effectively give the best way of preventing shorts that travel through the engine's circuitry and damage a board? Then the usual derailment, shorting the rails, won't burn loco fuses but will trip the TIU input's fast acting breaker in only a fraction of a second more than a fast fuse--and resettable.
Does this make sense to optimize engine board protection without blowing a fuse for each derailment?