A bit more about the Marine Midland box car. Prior to statewide branching being permitted in NY, MMBI, Marine Midlnd Banks, Inc., was a bank holding company for regional "Marine Midland" banks. The MMB cars produced by KMT were for Marine Midland Bank Southern which was the Binghamton NY, MMB bank. The regional banks were merged into a single Marine Midland Bank, in 1975/76 prior to being purchased by HSBC in the early 1980's. I was ultimately an attorney/VP with MMB. Aat a train show I acquired a metal trucked MMB box car, which was promptly displayed in my Buffalo office. I subsequently contacted Mr. Kriswallace (sp!), was told the history of this car, and purchased the final "MMB Southern" car which he had. It had/still has plastic trucks rather than the earlier metal trucks. HSBC ultimately withdrew from the Upstate NY retail market. Many branches now belong to the then competitor, M&T Bank, the only remaining Buffalo based. bank.