I few years ago I made a video on how I planned and budgeted to collect trains for my collection. That process has changed quite a bit as I've continue to grow, mature, and become smarter with my money. I thought it was time to share some things that I've learned for those that have not. I'm sure most here have already learned these lessons, but I know many in this hobby have not. Piling on credit card debt for the sake of buying another model train isn't sound financial planning. Unfortunately, the polished nature of social media can prevent many from understanding the reality of overspending until it's too late.
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