If you don't have the money NOW, don't fool your self and think you can save FOR IT.
don't buy"toys" NO MATTER HOW EXPENSIVE OR CHEAP, if you don't have the money to spend.
Brent
BAD ADVICE
Dicipline, is much better and it will build character. Not too many of us have the cash on hand for everything we want. So we sacrafice and save.
When GGD announced the El Capitan last February I wanted it more than any other O guage item I have ever seen. Slight problem... the 12-car set list for $3,000. I did not have the cash on-hand.
Well these cars should be on-shore in May and I am happy to report that I have saved enough allowance to reward myself.
Where there is a will, there IS a way. If you want it bad enough, you'll find a way.
Worst advice
That is not always the case no matter how one plans to many things happen today your advice is telling people go ahead do it and you will be fine you got lucky or in a fixed income where you had it covered most are not today's economy is to shaky to buy on a whim now if you honestly see you have a clear amount to set a side I still would go with caution as most times even these you have to prebuy ( which I will never do but thats another story) I see so many of them showing up on ebay and other places.
Some people do not have the control you talk about and never will actually most people don't