I know in HO MTH is making engines that can accept another manufactures decoder,
There's no provision for adding another decoder to a PS3 engine's electronics.
Actually, both statements are correct.
MTH has made all of their HO locomotives in a -1 version with Protosound 3 electronics that run on conventional DC, DCS or DCC.
They have also cataloged but not yet shipped Proto3E+ locomotives for operation on Marklin HO stud rail with conventional AC, DCS or Marklin DCC. These are cataloges with a -5 product number.
The SD70ACes, F3s, F7s, FAs, PAs, GP35s and the GE gas turbine have been cataloged in -0 "DCC Ready" versions without Proto 3 electronics but with an NMRA standard plug in for a decoder of the customers choice.