So I took the Hudson to the local dealer - the expert was not there, but we were able to blow the whistle and ring the bell with a giant transformer - probably a Z-4000.
It was the blind leading the blind, but we found the locomotive with a hand held remote, followed the diections, found the "factory reset" prompt, and tried multiple times to do the reset on the J1e. We never got the final confirmation, and when I got the thing home the whistle and bell remained inop.
It will run with power going throough the Commander, and the little green light responds to buttons on the remote. It is clear that we did not reset the locomotive to factory spec, but we got all steps done - we even learned - again - that "enter" is a push of the thumbwheel, and you need a very steady finger to avoid scrolling to another selection.
Is there hope for me ever hearing the whistle and bell?