In order to make insurance claims, need to start cataloging my collection. Pls send me your inventory programs, so I can cross reference what I have. Please remove any personal demographics. Thanx, Forumites and OGR marklind78@gmail.com
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I think you should re-phrase your question.
Are you asking fo approximate value of items in order to file your claim?
If so, you should use the Greenbergs Guide and do not be surprised if your adjuster requires an third party /certified appraiser to get involved.
Mark
I'm sorry, I sent you an e-mail, but I had misunderstood the post.
I thought you were talking about a software program for building a inventory.
Larry
Hi Mark,
Sorry for your loss. Hope it goes well for you.
If you are looking at a format, including the full description info etc, I have one for my inventory that I'd be glad to share with you.
I do think John is correct about use of the Greenberg guide. Since you posted this, I can assume you have internet capability, so perhaps using Ebay sale info for valueing the items would help satisfy the insurance adjuster. I have found that in situations of this type brand name insurers step up and reduce the hastle factor considerably. Not so much with NoName companies, but the Attorneys General will be on your side.
Another thought you have to consider is the Peril that caused the damage - wind, looting or flood. Surge is flood and presents a difficult proposition and is separate from the homeowners policy. It has two distinct coverages - structure and contents. There are maximums for both - not very high.
Remember the Casualy Loss tax deduction on your 1040, though that isn't immediate claim payment it is still there to use.
Been thru this with Isabel. If I can offer info/tactics, email in my profile.
Best Wishes
Ralph
Mark, what are you asking for here? The way you have written your post it is not clear.
Are you looking for people to send you inventory software programs to review, or are you asking people to send you their inventory of items? If the latter, I'm not sure that is a proper thing to be asking forum members to do.
Mark, let me know if you don't get what you need and I will see if I can get you a free copy of TrainMinder.
All the best,
Paul
Mark, what are you asking for here? The way you have written your post it is not clear.
Are you looking for people to send you inventory software programs to review, or are you asking people to send you their inventory of items? If the latter, I'm not sure that is a proper thing to be asking forum members to do.
I think it's clear that he is thinking that other inventories with prices would make it easier to catalog his inventory if he never did a cataloging. And he did say to strip personal info. However that still is not quite proper as one might imagine, even though this request is likely made in all innocence. Price guides are the way to go I think.
Since you have your list of items, just research the prices on eBay and other dealers. Having a lit of my trains would not impress your insurance company in any meaningful way. I'm sure they want the listing and valuation of your trains.
As John stated above, you will need a professional appraisement along with photographs and listed inventory for any claims. Believe me, the insurance companies adjuster will be all over the internet looking for the lowest price of your items.
Good Luck.
I think you should re-phrase your question.
Are you asking fo approximate value of items in order to file your claim?
If so, you should use the Greenbergs Guide and do not be surprised if your adjuster requires an third party /certified appraiser to get involved.
In my experience--and I have performed this service for several insurance companies in the past--that is exactly how it is done. It's best to use an established guide for price determinations, NOT eBay or other auction sources.
Many times, depending on the size of the "collection," an established "expert" will be retained to help determine the valuation. I'm not an expert anymore, but at one time I guess I was considered to be one (back in my Greenberg days and a bit later when I served as an appraiser for the now defunct eppraisals.com site).
Inventory lists from other hobbyists will be of no value in the process.
This has to be one of the weirdest threads I have read in a long time.
Inventory = actual stuff
Inventory list = list of actual stuff
Inventory software = one way of creating the inventory list.
I will not be sending anyone my inventory. I like it sitting on the shelves and rails, just the way it is, thank you.
Hi Mark. Sorry to hear about your need to make a claim. If your collection had MTH products as a component of your claim, my MTH Product Reference Guides can give you a full listing of what has been made and perhaps aid you in cataloging/reporting your train item losses.
They are not a price guide and not an active database file that you can edit, but may be of use for figuring out what you might have had. The one's available currently are updated & current through 2011. I have newer, updated versions coming.
If you need more info you could email me directly and I may be able to help in another way too.
Let me know if this is what you're looking for (as far as MTH is concerned).
You do it like Allen says. Find a knowledgable person, pay him, get a receipt, and he will list values. The insurance companies need something showing an arm's length appraisal.
Greetings from the storm ravaged south shore of Long Island. I came down five days ago to help my elderly parents clean up from the Sandy damage. If I had stayed in my parents house, my layout top would have bee submerged in four feet of salt water. First priority is heat and light. The house gets cold (43 in the living room rit now and dropping). Gas for the generator is scarce too.
Trains will come later.
Jon
quote:Greetings from the storm ravaged south shore of Long Island.
Can you share the town name?
Amityville. And my in-laws liv(Ed) in Lindenhurst, all South of Montauk Highway. My in-laws have moved North to up-state because their house is comptrashed unloveable. Parts of Amityville look like Japan after the tsunami!
Jon
Thanks!
I lived with my folks in Massapequa, which I believe to be the next town over. They moved quite some time ago.
I have a brother on Long Beach. The lowest floor of his house flooded, but it is still there.
I worked in Lindenhurst for one summer while I was in school, but that was more to the North. I believe Pride Lines trains are (or were) made in Lindenhurst.