I have installed decoders in a bunch of locos with open frame motors including many USH and probably 4-5 Max Grey.
I have never found a motor that is a problem. I don't think there is a connection to the brushes through the armature. Mechanically it should be the same as a can motor. Remember your Can motors also have metal shafts.
I assume this is a permanent magnet motor, not series wound. Look at the brush holder on the motor. It has to be a non-conducting material, otherwise the brushes short out. There should be a wire soldered to each brush. One goes to the frame and one goes to the connector to the tender. If you disconnect these two wires from the frame and connector and then connect to the Decoder the same as usual, it should all work.
Now some HO locos I have seen have a metal strap from one brush to the frame or motor frame. On some motors this is a pretty subtle tab connection. I have never seen this on an O scale loco, but it is a possibility. If that is your case, you need to remove that strap. I have done it on an old HO loco for a friend and then it worked fine. I think the idea that this is a problem comes from this HO practice.
I use NCE D408SR decoders in these locos. They have 4 amp continuous and 10 amp stall ratings. That is plenty for an open frame motor. Mine usually draw about 2 amps under very heavy load and less than an amp running light.