Joe,
It's not the decoder which is running hot, but the motor. The decoder is a TSU-2200.
Like I stated earlier I don't believe the problem is mechanical in nature. I've included some photos to show why.
The first photo is a top view of the complete engine. The heat is mainly at the rear sand box, which is right above the motor.
The second photo is with the boiler shell removed. At the front are the double speakers (in place of the smoke unit), then the motor, and in the rear the decoder (purple thing). The flywheel is behind the motor.
As you can see the wires are secured so they can't get into the drive or rub against the flywheel. The third photo is a side view showing how the wires are clear of the flywheel.
In the fourth and fifth photos I have added extra insurance to make sure that the wires can't rub against the flywheel. I added a piece of white plastic strip to help hold the wires above the flywheel. I also removed a wire tie so the wire could spread out a bit to clear the inside of the boiler.
Finally in the sixth photo I again show a side view showing that the flywheel and wires are clear of each other.
While I can't believe that the MTH motor would have problems with the SoundTraxx decoder, I will contact George at SoundTraxx and ask him what he thinks. Maybe there is a decoder setting that can be changed to make the motor run cooler.
Stuart